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Specialty Financing

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Not every borrower or transaction fits traditional lending guidelines. Self-employed borrowers, entrepreneurs, real estate investors, foreign nationals and clients with complex financial profiles may need a different approach to financing.

I work with a broad network of lending partners offering specialty and alternative-documentation programs designed for situations where traditional income documentation or conventional underwriting may not be the best fit.

ALTERNATIVE INCOME & DOCUMENTATION OPTIONS

  • Bank Statement Programs
  • 1099-Only Programs
  • Profit & Loss (P&L) Programs
  • VOE-Only Programs
  • Asset Depletion
  • No-Income / Investor Programs

SPECIALIZED BORROWER & PROPERTY OPTIONS

  • Foreign National Financing
  • ITIN / No-SSN Programs
  • Non-Warrantable Condominiums
  • Recent Credit Events
  • Unique or Complex Financial Profiles

A DIFFERENT APPROACH TO QUALIFICATION

Specialty financing isn’t necessarily about lowering lending standards. It’s about using a financing program designed to evaluate income, assets, property or cash flow differently from a traditional mortgage.

With access to a wide range of lending sources, I can evaluate the complete financial picture and help identify programs that may better fit the borrower and the transaction.

LET’S LOOK AT YOUR OPTIONS

If you’ve been told your income, property or financial situation doesn’t fit traditional lending guidelines, there may be other financing options worth exploring.

Explore Your Options