What Time of Year Are Mortgage Rates Lowest? Here's What The Data Says
Mortgage Q&A: "What time of year are mortgage rates lowest?" We're all looking for an angle, especially if it’ll save us some money. Whether it’s a...
Blogs
15-Year Fixed vs. 30-Year Fixed: The Pros and Cons
An in-depth look at the 15-year fixed vs. 30-year fixed mortgage, and the reasons one may be better suited for you....
Lender Credits: The Opposite of Paying Points on Your Mortgage
A lender credit can eliminate the closing costs on your mortgage. But it will increase your mortgage rate as a result....
Why the “It’s the 2008 Housing Crisis All Over Again” Argument Falls Short
There’s been a lot of buzz lately regarding another 2008 housing crisis unfolding in 2023. I’m hearing the phrases underwater mortgage and foreclosure...
There Is No Free Mortgage
You’ve heard the term “no free lunch.” Well, the same is true of home loans. There is no “free mortgage.” Sure, banks and lenders will offer deals that...
